A benefit for your team

Access to earned wages, before payday.

With BeezZ, you will be able to offer your team access to part of the pay they have already earned. Your business enables the service and your employees become BeezZ users: they choose when and how much they need, within agreed limits.

Express interestInformation for employersThe user experience
✓ Clear fees✓ Based on earned wages✓ Choose the amount

App demo · Try requesting a payment on the phone.

OUR PROPOSAL

The work is done.
Payday is still ahead.

BeezZ is being designed to give employees access to part of the pay they have already earned, when they need it. For your business, it is an additional benefit linked to work already completed.

How we are designing it

01

Earned Wage Engine

Calculating the available amount

It will calculate the available amount from employment and payroll data, accounting for deductions, previous payments and pending adjustments, with a safety margin.

02

Reconciliation Engine

Matching payments to payroll

It will match early payments against final payroll and flag any discrepancies for review.

The operating model is undergoing regulatory and technical validation. Final partnership terms have not yet been confirmed.

How it works

How it will work

From activating your account to your next payday, in four steps.

1

Your employer enables access

Your employer joins the service and connects the required employment and payroll information.

2

See what you have earned

The amount you can request is calculated from the work you have completed.

3

Choose and receive

Choose an amount within your available limit, check the fee and request payment to your account.

4

On payday

The requested amount is accounted for in payroll and the remainder of your salary is paid, under the programme terms.

Calculator

Calculate your earned wages

Adjust your salary and days worked to see your earned wages. This is an illustrative calculation.

Your salary

Choose values for the example.

Net monthly salary€1,260
Days worked20 / 31
€820
illustrative earned wages
Payment request€150.00
Separate service fee (incl. VAT)€1.12
Amount received€150.00

You automatically pay the mandatory service fee to BeezZ in a separate transaction. You receive the full amount requested.

A simplified calculation based on net salary and a 31-day period. Actual availability will depend on verified employment and payroll data.

Beyond earned wage accessPlan your month tooFinancial wellbeing ↗
Financial wellbeing

More control over your money

Alongside earned wage access, we are designing tools to help you plan your month and build better financial habits.

AI budgeting tool

Organise income and expenses, set savings goals and get simple explanations to help plan your month.

Learn by doing

Short educational content and interactive activities about budgeting, saving and everyday financial decisions.

Short surveys

Optional surveys to reflect on how you feel about your finances and track your habits over time.

Future rewards

We are planning partner benefits linked to learning and saving, without encouraging more payment requests.

This example shows the experience we are planning. Full features are not yet available; rewards are planned for a later stage.

Benefits

For users and employers

Money when you need it

Cover an expense when it arises, using money you have earned.

Based on your work

Your limit is calculated from employment and payroll information.

Full transparency

Know how much you will receive and what the service will cost before confirming.

Less stress

A way to manage an unexpected expense without waiting for payday.

Financial wellbeing

Tools to plan your month and build better financial habits. These features are being designed. Find out more

Staff retention

An additional benefit that can help attract and retain staff.

An agreed process

Funding arrangements and fees will be agreed as part of the partnership.

Payroll connection

Using employment and pay data to calculate the available amount.

Supporting your people

Practical support for expenses that cannot wait until payday.

FAQ

FAQs

FAQs

Is BeezZ a loan?+

No. BeezZ is designed for early payment of wages for work you have already completed. The amount is accounted for in your next payroll.

How much does it cost?+

The service carries a small mandatory percentage fee, plus VAT. You receive the full amount requested. The employee automatically pays the service fee to BeezZ in a separate transaction. It is not deducted from the wage payment. You see the fee before confirming. Final terms have not yet been confirmed.

Does my employer need to enable it?+

Yes. You will be able to use the service if your employer participates in BeezZ.

When will you launch?+

BeezZ is under development. A launch date has not yet been announced.

For employers

How can our business join?+

You can express interest in an initial conversation about your team and your needs. The joining process has not yet been finalised; regulatory and technical validation of the model comes first.

Is there an employer subscription?+

Under the current plan, no employer subscription is planned at launch. Final commercial terms and funding arrangements have not yet been confirmed.

How does it connect to payroll?+

The payroll connection is part of our technical and regulatory review. We are examining how earned wages will be verified and how early payments will be accounted for. The final process has not yet been defined.

How do we express interest?+

Email us at [email protected] to discuss your business needs.

CONTACT

Let's talk.

Would you like to discuss BeezZ for your team, or do you have a question?

Click the address to copy it.

FEES

Know what you receive.
Know what you pay.

You receive the full amount requested. You automatically pay the mandatory service fee to BeezZ in a separate transaction.

1

Choose the amount

Within the programme's available limits.

2

See the fee

A small percentage fee, plus VAT, shown before you confirm.

3

A separate payment

The fee is not deducted from your wage payment.

Amounts and fees in the examples are illustrative. Final terms have not yet been confirmed.